Once the application is complete with the authorized signature, Divvy will perform a soft inquiry of the business AND the authorized signer's credit to determine the best credit limit for your business. View this article to learn more about the information required to complete your application. Each application is evaluated individually and may be approved or rejected based on other factors. View this article to learn more about the eligibility requirements used in the credit application. The Divvy credit application uses several different criteria to determine eligibility. What are the eligibility requirements for Divvy’s credit application? To begin a Divvy application, open the Divvy website and click the Sign Up button. How can I complete the Divvy application process if my credit is frozen? Why can't I log in to my Divvy account to finish my credit application? I need someone else to complete the Divvy application, how do I do that? What is the difference between a hard and soft inquiry? Will my business and personal credit be pulled after completing the application? What information will I need to complete the Divvy Credit Application? What are the eligibility requirements for Divvy's credit application? My VP of product, Tyler Hogge, is interested in hearing more about the issues you're facing and any other feedback you have about Divvy.How do I submit a Divvy credit application? I'm sorry that you are experience slower than desired processing times, that's definitely not what we want to hear. Hi there, Karli here with Divvy product ops. Hopefully they work on faster payment processing times or options to have instant funds available if we pay the balance. It takes four months to even request additional budget or credit limit. That is a very long time to wait and a major issue I have with me being able to fully utilize the app. My team spends money quickly so I pay the accrued immediately when it is spent in order to have more available funds but it takes it takes more than Five business days for the payment to process unless I do a wire which costs me fees. My issue is that they gave me a very limited budget. Track their spending and the feature that allows them to have their own spend card, upload receipts, contact divvy for support questions and request more funds on the app are all great. I like being able to manage and divvy money to my team. The days to process payment are way too long!
If you're open to chatting, shoot an email over to Tyler, our VP of Product He'll be keeping an eye out for it. As heavy users of Divvy ourselves, we're looking to make these shortcomings strengths throughout 2020. We definitely hear you on this feedback around budgets and have an exciting roadmap including most of these things. If you made it that far, you can finally put in your credit card number (that you can't see in the app for some reason) and pray that you did everything right so you can pay for lunch. Then restart the app so the new budget is updated and assign the new amount to yourself (good luck if budget is recurring). You have to go into the budget, determine how much is available because the calculations in the app are usually inaccurate or don't make any sense, remove allocated funds from someone else (if they have enough) or increase the size of the budget. You can't share a budget with multiple people each person must have a specific amount of the assigned funds given to them.īecause of this, if you want to buy something, you have to have enough funds assigned to you in one budget.
Budgets have people and people have funds within each budget. The value proposition of Divvy is nice on paper, but the way things are setup makes actually paying for stuff 10x harder than it needs to be. Lots of headaches for something that should be simple
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